I got confused a little bit by the title as I thought I have read it before, but then figured this is 2nd part lol.

Money doesn't determine whether someone is good or bad it's more likely how that specific person was raised in the first place and what we have been told about the money too, on how to manage it, how to make it since not all the ways are the same some good and others bad. In addition, the people who were so poor and suddenly got rich by inheritance has a high chance of using the money in all wrong ways until they figure out that they have wasted a lot before waking up, but that's not something certain, that's at least what I notice from my surrounding environment.

Nice read as always, thanks for sharing!