The benefits of crypto is just numerous. It will entirely replace the banking system, not just the way people make payments and receive payments but also the way people invest their money. With crypto, you have liquidity pools which is not available with fiat. You also have positive interest rates which is rare with banking. The experience people have got with banks makes adoption of crypto more easier, it's just remaining the support of government. Since it's new, there is no history of success and failures to learn from, governments are very careful with adopting crypto especially since it can be used to commit and sponsor crimes. But once countries begin to adopt it and are successful in regulating it, then many other countries will follow.

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