There are so many people that do not have savings, only than to spend money lavishly which is not good. You have to try and learn how to have savings.
My dear friends, make sure you try and become more responsible with your money, get your finances in order and develop a strong dedication to live a debt free life.
Being responsible with our life and what we do with it goes hand in hand with being responsible with money, I agree. We have to have a clear vision of what we want to achieve to make our financial life better.