They say, "Never put all your eggs in one basket." I hate to say it, but if you're serious about crypto investing, Steem shouldn't be a top priority...

Deep down, you probably know this too. The key is diversification.

If you're committed to Steem only, don't go all in. Instead, split your Steem purchases: power up half and store the other half in an external crypto wallet or exchange. That way, when the price spikes (which is often temporary, based on my observations), you can sell your liquid Steem and take some profits.

If you want to make the most of your time and effort on Steemit, the Club 50/50 strategy is the way to go. I see no long-term benefit in committing fully to Club 75 or Club 100...