R is coming? 🤔

Delinquency rate on all loans, all commercial banks is still increasing. Compared to the period before COVID-19, it's much higher.

It seems that the rate figure isn't important. When it was increasing, recessions always followed. Even if the next recession happens this year, I wish there will be even a small bull market before that 🙏

I have no idea.. will the next 3rd altseason appear next year? 🧐