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RE: risk reward in real life
Since you mention the lack of competitors, I wonder what are your thoughts on the EOS competitor @dan is apparently developing?
And yea, right now steemit is not easy on new members, I don't it never was easy, but it probably is still early in the game, so if people are smart, the sooner they get here the better.
It depends..I think he/they/EOS will probably look at steemit and try to correct some of the things that they view as flawed. I'm not going to get into that. But since Dan created Steemit and Steem he knows how to do it. So it could be a platform that can be up and running surprisingly fast IMO. Steemit does however have first mover advantage and a pretty huge following..but, competition is always good. I think its important to follow that project closely..