The #1 Factor In Getting Through College Debt Free
Hello Steemians!
Last week, I did a post talking all about my experience with Higher Education and whether I regretted going back to school to get a bachelor’s degree or not. That post ended up having a TON of great discussion in the comments as many of you shared your experience with the topic of higher education as well.
In that post, I briefly mentioned that I was able to get through school completely DEBT FREE. There were quite a few people asking about this in the comments, and so I decided to do a post talking a bit more about how I was able to do this.
There were several factors that contributed to my success, but there was ONE thing that really made all the difference. It is a topic that I don’t think is discussed nearly enough when people are considering going back to school.
Drumroll please…
School Selection
I was able to save several years of schooling and probably 50 thousand dollars by being smart about where I decided to go to school. Please watch this Dtube vlog to hear more of my story and a few tips on how to find schools that will better fit in your budget.
Question for readers/listeners:
Was school selection part of the thought process for you when making decisions about higher education? Did you look at schools simply based on merits and programs, or were cost comparisons part of your decision making process?
Please feel free to pass this video on to anyone who is graduating from high school and considering college, or someone who is considering going back to school. Being able to get through school debt free is so liberating and I hope to encourage more people to do the same.
Xo, Lea
▶️ DTube
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Don't go to a private college that will help in the US
Exactly. Public schooling is SO much more affordable and the education is usually just as good or better.
@coruscate - Your sharing of this will certainly help others. Also, you have a lot more to share - teach and offer - as in your video - you do not like to get into debt - you paid cash for cars.
I am here to share - teach - preach about:
health, wealth, technology, and leadership - as a Christian. I thank that you certainly can contribute on the subject of "wealth" - as being debt free is the first step to achieve wealth.
I am already following you before reading this post. I resteemed and of course, upvoted this post.
I hope that there is room to collaborate.
All the best!
Thanks for the great reply @freedomshift! It’s great to meet another like minded person! Debt = enslavement and by your username alone, I can tell that you value freedom!
I think the more people talking about subjects like this the better!
Steem on!
@coruscate - You have a lot more to offer than you are claiming. Being debt free = freedom. You have done what most people only hope for and dream about, but are not willing to do what it takes and pay the price, money and effort to be debt free.
Being free, including debt free, is not about how to get anything for free as there is nothing free - only the appearance of it.
By printing money, governments create the illusion of giving people things for free. However, someone has to pay for it, directly or indirectly through taxes or inflation - devaluation of the currency.
That is the reason for the cryptocurrencies - I call them virtual assets - to become more and more appealing and accepted to exchange fiat currencies that loses value to the VA that will gain in value - albeit the growth is not in a straight line.
Yes, I value your contribution for the reason that debt free = freedom. I would love to hang out with freedom fighters and freedom seekers. Thank you for sharing. I will share as I gain more followers, I will share more and in more details.
All the best!
In the UK we have a few ways to avoid debt.
Best option is to be Scottish - No tuition fees.
Second best is to be Welsh - Welsh Government Grant reduces fees.
My hometown of Wrexham is great for attending uni very cheaply. Glyndwr has some of the cheapest tuition fees around. If saving money is your priority then look for somewhere which doesn't have the £9k a year fee. Of course this is severely limiting but it is what it is.
Secondly, if your parents live close enough to commute cheaply to one of these cheaper universities then stay living at home. I personally loved living away but its not the cheaper option.
Next, lifestyle. I've known students to get their loans and spend 95% of it on the day they get it and then they're deep into their overdraft and calling up mummy, daddy, whoever for help the next day saying they didn't get their loan through yet. Cigarettes, alcohol, daily use of weed, cocaine on occasion, all racks up expenses. And for the love of god, stop getting Dominoes four times a week!
Simple budgeting. Look at all the luxuries and necessities in your life.
Do you need to have a car?
Do you need to have that fancy phone that costs more than £25 a month?
Are you getting yourself in a relationship which is going to result in you spending more on sustaining it?
Not sure if this is another being Welsh perk, being poor or an individual university thing but BURSARIES. BLESS THE BURSARY.
By the end of your degree you can come out of it with the vast majority of your loan in tact and can give it back. I had so much free time that I should have got a job on top of studying too.
I think everyone should have the possibility of a completely debt free school education!
Thanks for chiming in @drnatoor! The topic of higher education is certainly a complicated one. Getting through school debt free is no easy task, but it is possible with a lot of hard work and a few smart decisions.
Without education man is not a man because he learn by education
so for the selection of school and college on the right time is the biggest discion of your life but how its select according to your budget you share a great thoughts about this keep it up God bless you
You can learn things for free on the internet. You can go to a public school and have $120,000 spent on you and not even learn how to read and write very well.
Deberiamos tener una educación Libre de deudas!! G
In a World that is abundant with knowledge which proofs of intelectual capaCity Do you actually need? Maybe some Day IT will be enough if you have a steemit Reputation above 55 when you turn 18 to her a job! :D
Hahaha love it!! Imagine the day when you can put your Steemit reputation on your resume. 😆
and kids will brag about the reputation score their parents have :D
"my daddy has a bigger steemit wallet than you!" :D
Higher education is my dream for that i am strugling here. Because i have not sources for uni education me in final year in my college.
I think what you want is higher pay. Higher education you can get online for free.
Oh man the hubs and I go round and round about school debt! I worked my way through college with three nearly full time jobs, and he still has nearly 60k dollars in school debt, that is now my debt too through the joyful union of holy matrimony! Haha. We also both majored in some form of music, though I spun off into a political science degree, which is basically just as useless! Haha. That's amazing that you got through debt free! My motto is definitely "Debt free is the way to be". That and "C's get degrees." That was my motto all through college. :p
This has definitely gone a long way! Thank you for selflessly sharing
I did something very similar. I got into "higher up" schools, but I chose to go to the "lower" school that offered me a ton of scholarships. Selecting the school is definitely key.