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RE: Ethereum hard fork will officially occur October 17th 2017
Both really. I would make sure that I check out if the wallet youre using is supporting the fork. The only wallet I am sure about is Myetherwallet, because that was confirmed by one of the guys working on Ethereum.
I have a MEW wallet, so I'll just make sure to transfer everything over. Thanks for that!
Yep! It's never a good idea to keep your cryptos at the exchanges for a long time anyway, so just get them over to your private wallet.