Yeah. I think we're still "ahead" of the curve by a pretty substantial amount, to varying degrees of course. We're ahead of the mainstream going into crypto, that's for sure. As for what tokens / assets to hold, that's a personal choice and depends on one's risk appetite.

As for the new ICO plan offered by the EOS team, I'm optimistic but honestly, I find it a bit overcomplicated. Hopefully, the lack of familiarity doesn't end up biting the EOS project's ICO in the butt.