Money is only a limited right to control resources in a given time or period. Money is only as valuable as the resources it controls. The people who control less generally will suffer. In healthy economies often times you find greater distribution models.

So this right of control of resources are in the hands of a more balanced group of people. When you have a system that gives over control to a few. Then often times the economy is plagued with problems.

In my opinion resources should be controled on a meritocracy system. Your contributions to a group should be measured and resources distributed in that fashion. The system to give over the money should be done by a decentralized ai program that hopefully isn't hacked.

Even if it's hacked society should have the right to call together a tribunal or petition to examine those that control those resources without merit. In examples of inherited control of resources. These resources wouldn't be able to be granted on that alone. Just my view of money and how it should work lol.