I’m dumbstruck, not only by the message of the post but also by some of the comments here.

The killer feature that just about everyone has overlooked is: SIMPLICITY.

I cannot agree more with you and apparently also Dash! I’m very surprised the address complexity was not addressed right from the start with Bitcoin, or at least with some other coins that saw the light of day after the initial success of Bitcoin.

BUT, the address is just one of the things that needs simplification.

What about all this crypto language, blockchains, hashing, crypto?
The vocabulary used must become mainstream language, at the moment the language used is to technical.

What about the huge barrier to get fiat currencies converted into a virtual currency, and back?
After Bitcoin in the market for more than 8 years, and the first hype around Bitcoin 3 to 4 years ago, the issue of getting fiat money exchanged for a virtual currency is not solved. In whole of Amsterdam only 1 Bitcoin ATM is available, apparently. And then I was told getting money send or from the machine, cost around 10%. The general public deals with only a couple of big banks. How do you think when the see the enormous amount of exchanges offering fiat/crypto conversions, which to choose, which are or bad/good? Remember, Bitcoin and with that crypto has not that positive image with the general public.

What about the volatility of virtual currencies?
Don’t you think this needs to be solved for virtual currencies (and in particular the crypto currencies) to be used as a payment currency? When the volatility cannot be solved, than a circular economy is required and this economy is specific to each individual.

What about all those people who are not so comfortable with a computer or smartphone?
There is a huge generation difference, our grandparents and even our parents were not born with a computer or mobile phone in their hands. And even the young generation who do not know anything else than if phones where always immediately right in front of every new born, will seek simplicity. Their short attention span is so short that when things does not work instantly and in a super simple way, they run to the next service available. And there are so many same or similar services in the market to choose from, feeding their behaviour even more! Ever heard of the term stickiness? Well that is required!

I can list a couple more arguments where Simplicity is not achieved for virtual currencies to be able to become mainstream, or at least to take the first steps to become more generally adopted, but I leave that for a next comment or post.