Review ICO ZPER

ZPER is a program that uses smart contracts to power a peer to peer financial ecosystem. If successful, the system will coalesce a revolutionary platform that will secure transactions between borrowers and lenders worldwide.

Participants of this program are information providers, robo-advisors, and lending companies. ZPER will provide a level playing field where interactions and transactions between the participants of the program can occur. This will bring lenders and borrowers together in a decentralized system.

ZPER has a reward system that compensates participants for their contributions.

The present lending and borrowing system in the world today is limited by country borders but ZPER seeks to break that limitation by offering a system that is cross-border and incorporates lenders and borrowers regardless of their countries.

Borrowers will get loans at a reduced interest rate while lenders will reap higher returns because of the wide market share.

The Global investment portfolios will include an internationally recognized robo-advisor algorithm that will help to reduce investment risk and provide security via investments diversification.

Token Sale
The total issuance of the token sale is 3,500,000,000 ZPR. However, only 2,200,000,000 ZPR would be made available for the ICO, with the pre-sale and crowdsale claiming 1,100,000,000 ZPR. While 50 percent of the token was allocated for the token sale, the ecosystem is supposed to receive 22.3 percent of the token. Seventeen percent of the token will be allocated to the team behind the project and advisors, while 10.7 percent goes into reserve.

• Total Issuance: 3,500,000,000 ZPR
• ICO Issuance: 2,200,000,000 ZPR
• Tokens for Pre-Sale and Crowdsale: 1,100,000,000 ZPR
• HardCap: 48,000 ETH
• SoftCap: 5,000 ETH
• Currency Accepted: ETH

The hard cap and soft cap is 48,000 and 5,000 ETH respectively. And the accepted cryptocurrency for this token sale is Ethereum.

The Roadmap

I’m impressed that a P2P financial products platform has been developed. Roadmap also shows that they have secured some investment funds to kick-start the process. These are very good barometers of a system that is serious about delivering on their set goals.

The Team
I looked into the LinkedIn profile of the Co-founders and team and there doesn’t seem to be much experience required to see this project through. They haven’t employed the services of a blockchain expert that is required for decentralized systems.

The Korean based co-founders and CEOs, JB Kim and Jake Lee might somewhat lack the required experience and skillset to see this program through but hopefully, they can muster up enough drive and energy to get things done.

For More Information About This ICO Visit :

Website: https://zper.io/
Whitepaper: https://zper.io/paper/Whitepaper_Eng.pdf
Facebook: https://www.facebook.com/ZPERplatform/Twitter:: https://twitter.com/zper_team
Telegram: https://t.me/zper_kr_official

Profile Bitcointalk: https://bitcointalk.org/index.php?action=profile;u=1080284
ETH : 0xe6068eEEfeC51cA6a04d327B936035d123FE1098