So you are claiming to be a BANK huh? KYC & AML are for federal financial institutions. I think I will report this to the FBI as this has just entered a suspicious arena and I think they should look into what activities you are doing. Asking for personal photo ID's? Great way to get ones identity stolen. I've bought stocks and even they didn't ask for copies of my ID.
Hope you have a good lawyer. You are one weirdo.

https://www.federalreserve.gov/boarddocs/SupManual/bsa/bsa_p5.pdf