Do U.S. Taxes cause HODLing?

I can only speak for myself but I hate the idea of double taxation that the new tax code in the US implies. According to everything I'm reading crypto is property in the US and they removed any implied 1031 exchange possibility. So sell x coin into BTC and pay tax then sell BTC for fiat and pay taxes again. It makes me want to hold until I am only paying capital gains or figure out a way to sell the ALT coins directly into fiat to avoid paying twice.

I know everyone says that we wont have to exchange into fiat in the future but how do you pay your mortgage in the mean time?

If anyone knows how to get cash for NEO please post response.