Here in Germany we have the same thing with the universities. After all the majority of the education is not relevant. The only thing I kind of learned was to be more disciplined learning stuff I consider a total waste of time. But at least you don't have any personal debts/loans after graduading like in the US.

I see my studies as my 1st Hedge:
In the very worst case, if everything that I invest in goes down, I can go to "IBM" and work for them as a employee. At least I don't have to live under the bridge. I put only 20% effort in it, as it is very unlikely to actually happen.

The second hedge is precious metal like Gold & Silver, for the case if the present economy + cryptosphere goes down.

Third hedge is cryptocurrency, for the case if the present economy goes down. Within the cryptosphere, Bitcoin is my hedge in case the Altcoins burst.