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That would be wonderful if they did.

The on/off ramp is under the control of the governments since the exchanges have to answer to them. We saw that with Coinbase even though they did fight a good battle (and even won to a degree). Nevertheless, the government got some of what it was seeking.

DEX with a FIAT gateway would solve a lot of problems...for individuals.

Of course, it would be a nightmare for the governments since it would be a tax haven for...well everyone.

Perhaps starving the beast isnt such a bad thing.

Yeah it would be. And agreed, it would be a tax nightmare! OMG are pretty compliant though. I imagine they are taking so long because they are trying to solve such issues.