Personaly I've been holding a small stake since end of last year bought most of it when ngc was about 22k sat while now its down to 7 k sat ive got mixed feelings about them I've tried their swipstock app and find a bit overly complicated as to the debit card im not sure its gonna happen with the current regulatory mess
Im gonna sell about 25% to invest in other projects as I think as a less popular crypto even if it does skyrocket if we have a major bull run of the entire sector its probably gonna be one of the coins that follow rather than lead the change in market so chances for a later buy in with profits from other coins