Hi @andyjem, thanks for the comment.

At the present time I have full control over my card or or contactless payments onmy phone. My bank app allows me to instantly turn of my card or I can select whether it can be used on line, for bank withdrawals or used in a foreign country. I can select how much can be payed out or withdrawn in a day. So the technology is there to protect us from fraud if the banks choose to use it.

Yes, the bank apps do help in controlling fraud. But I am not sure how secure all that can be if a fraudster has succeed in swapping your SIM. Check out this How to Protect Yourself Against a SIM Swap Attack and this SIM Swapping Becomes Increasingly Popular in California, Police Make It “High Priority”

Crypto is the future of monetary transactions. I think in less than 10 years it will be the norm to have a crypto card. Or more likely we would use our phones.

Yes, I believe so. Whether we use crypto cards or the phones or both, crytpo certainly would change payments and remittances in very profound way.