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RE: Serious question about cryptocurrency.

Nobody can know for certain, but yes, the idea is to replace currency.
Why?
Bitcoin initially came out in 2008 following the economic collapse in America. The idea being that it would be a solution to the broken financial system that was a product of greed.
Cryptocurrency is created in a way to eliminate greed because it is decentralized. With Ethereum's smart contracts, we are moving even further away from the old model we've been functioning under.
Smart contracts remove the need for expensive lawyers, 100's of pages in small print, etc.

Cryptocurrency and blockchain technology is designed with efficiency and fairness in mind.

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Be warned though, many of the coins you see today will most likely not be around in 5-10 years.
Technology will only get more efficient and some will be left behind.
On top of that, cryptocurrency is currently not regulated. That means everyone and their mother can make their own cryptocoin. That doesn't mean it'll become huge.