This is a great article about Smartcash. I've been an investor since April 2018 and have HODLed all my masternode rewards so far. In fact, Smartcash was the 2nd masternode project I invested in. I've been continually impressed with the teamwork and community. The price is down like everything else, but that hasn't stopped them from rolling right along with innovations. Now Smartcash is available on Bitcoin ATMs, how cool is that! And let's not forget about the upcoming sister project, Bitcoin Confidential. There's going to be an airdrop of that new coin to all Smartcash holders, so another reason to HODL.