Great introduction = voted!
Some people say: that yes it is another bank, yes it will have management team, CEO and all company structure, which can be a weakness and potential corruption cases... but I see the other angle too: it will be based on blockchain, fast transactions + very transparent and cheap. Also when P2P borrowing and other platforms are massively on he rise in the world: this is perfect project when it will come to capital borrowing whether is new business startup, or old business want to expand or even a person wants to get a loan.
I personally invested in Bankera in pre-ICO stage, but my speech above is not because I m a stakeholder, it's more other wise: I have invested in this project because I believe in it.
T