Great article @martinreddot. The primary takeaway our younger readers should get is that diversification is great for returns and mitigating risk.

I'd love to hear your thoughts on a smaller pool of holdings. Since about 20% of your top 100 seem to fall out on a monthly basis, what about using a top 50 or top 75? I think it would weed out that 20% that are probably pump and dumps or simply not strong enough to weather the long term grind of development. Any coin worth owning for long term will eventually make it into the top 75 or 50 and you'd still be in early enough for big long term gains. You also save on trading fees and time by not having to sell your loser 20%-ers. I'd love to see some back-testing data on the top 50 or 75.

Thanks again for a great article.