Are there better ways to stake Stablecoins?

The crypto market can feel like a storm you’re trying to navigate with a paper boat. One day you’re riding high, the next you’re scrambling to stay afloat as prices crash.

I’ve been trading long enough to know that volatility is part of the game, but it’s also the part that keeps me up at night.

I recently started looking for something steadier to park my idle funds and that’s how I found BGUSD a yield-bearing stable asset by Bitget which was a bit strange cos it wasn't an on-chain token.

It’s a certificate backed by real-world assets like US Treasuries, offering a 4% APR, or even 5% for the first 30 days with daily payouts straight to spot account.

I also saw a option to use it for crypto loans, futures margins, which are nice but I'm more interested in using for the Launchpool and PoolX for new token.

Any one else tried tokens like these that aren't on-chain?

what are your thoughts on Staking idle funds?