Very elaborate article, i think noia is very interesting, as it touches the demogrphic aspects, i wasn't that aware off, an it makes more sense, if it is used in more remote areas, where you might much more easier to be able to contribute to the network with retail hardware.
I still miss more clarity about the AI thing, whicch is a huge buzzword nowadays, i d like to learn, how far they are with this AI, especially if it is meant to predict future transfers. To me thats the major weakness of this project.