If youtube crypto "experts" are talking about some crypto...Its probably garbage.
Its a jungle out there, use your own brain.

edited but I second it.

I just changed owm to own :P

Some are ponzi schemes that try to make themselves as too big to fail, while they are taking your money like the bitconnect. Dunno how people "invest" in such bullshit since it's plain and honest bullshit. Anything that seems too stupid to pass as a working solution without the added bonus of "We will give you money and other people will give us money, ..." loop

Basically if something doesn't work and you can't play with it, Don't buy it!
Even if you got easy money.

Even I made a few mistakes and fucked myself over a few times with crypto. Still, it's pretty sad how the fake news world is screaming scams ...
It's actually pretty nice out here on steem and the other working projects ...