Local credit unions are the best way to go.

They have much cheaper fees, free atm use, and actually pay you interest on savings. They also keep your money and any profit made in your city, instead of shipping it off to whatever offshore tax haven USBank uses. Each time I have applied for a loan my credit union has been cheaper than Wells Fargo or USBank.

You can find a local credit union with this search engine: http://www.mycreditunion.gov/pages/mcu-map.aspx