Hi,
I agree, but I think when you explain this to the steemit faithful, you are speaking to people with econimics and finance degrees, not Steve Jobs, that definately would GET what you are talking about.

Consider, if you just turn off SBD rewards, and take all upvotes and rewards as SP, you can avoid much of this; still, you look at your wallet, and try to understand what you are seeing..

It's obviously over-complex; and it's that way, because I think steemit attempts to over-cater to a crowd that does not appreciate it.

SBD can be eliminated somehow. I'm not entirely sure how to do it; but SOONER THE BETTER.