Everyone is completely ok. The property damage is worth thousands of euros, maybe even well in excess of €10,000, which will be paid for by my insurance company. I will lose time and a lot less money in the near future and, of course, lose insurance bonus money for the next couple of years. The other guy lost 15 minutes but he will fix the door himself as he owns car repair shop. Effectively, my insurance company will pay him to fix his own car. He will be able to pocket the markup.
Everyone is completely ok. The property damage is worth thousands of euros, maybe even well in excess of €10,000, which will be paid for by my insurance company. I will lose time and a lot less money in the near future and, of course, lose insurance bonus money for the next couple of years. The other guy lost 15 minutes but he will fix the door himself as he owns car repair shop. Effectively, my insurance company will pay him to fix his own car. He will be able to pocket the markup.