Welcome, Douglas! I'm glad you decided to join. Remember to put a picture on your posts, as they tend to get more views that way. And you probably should do an "introduceyourself" post, to let people know who you are.

By the way, it really rubs me the wrong way when my students call me "teacher". I guess it's because it seems like they're calling me a thing, calling me by a role instead of my name.

If Steemit works out for you, hopefully you won't need a loan shark any more. 😉