It is good to know that you have been thinking about business. However, it looks like you have not considered the financial part of it. When you think about putting up a business, the first thing to consider is the market. Do you have considerable market size that will patronize your product? If you do not have the market, what is your business for? I suppose you already figured that you have a potentially good market because you seem to be very eager to start your business.

Next is the financial part which apparently you are having problem with. If you do not have the enough fund or at least the yes answer of your financiers to back you p, then what gives? You should have taken their concurrence before you and your brother even started the cooperative.

But it is what it is now. You already have the cooperative in place. Depending on how much you have left with your fund, you may start with small production like the one you mentioned about producing at home. I think it is better to start small, slowly but surely than nothing at all. And while you are trying to grow the business, you can still look for other partners who are willing to share and finance the business.

Good luck!