Very well and simple written, I like your examples and explanation, there are a lot of truth in your words when I recall the situation where I was then it really fits very well. Myself I do not have a business but I am an employee and I can understand what you mean with if your :
"If your business depends on you, you don’t own a business—you have a job. The aim of going into business is to create jobs" Very well said, great article!