Hello steemian,
This time I will review about a fintech named Bright.
But before discussing long about Bright in more detail, there are a few short questions that I ask for you.

1. What are micro businesses and SMEs (small- and medium-sized businesses)?
2. What are the biggest problems faced by micro businesses and SMEs?
3. What factors are the biggest obstacles to micro businesses and SMEs in obtaining capital loans?
4. What do you think about the credit gap in the business micro and SMEs? To what extent do we understand this?
5. Is there a solution that can be done to answer and solve the problem?
6. What are FinTech relationships, blockchain technology and capital related to the above problems?

Apparently, all the answers to the questions above can we get in the following article.

Bright Network (https://brightnetwork.io/) A service technology-based finance or FinTech based in United Kingdom and joined AMPP Group. With the Department The UK government, AMPP Group has developed a platform B2B technology for International Trade, Office of Affairs Foreign and Commonwealth, Business Entity and Investment Commonwealth and Confederation of Indian Industries. At least, almost 34,000 small business databases in emerging markets have built by AMPP for their 5 years in this industry.

Bright Perspective on this issue
So far, based on Bright's data and analysis results with AMPP Group, that micro-businesses and SMEs in the country developing experiencing a loan shortage of at least 1.2 trillions of dollars. This is what causes the credit gap. In several developing countries such as India, Kenya and Nigeria, this has become a big problem and very crucial.
On that basis, Bright innovates and works to help cover the credit gap. One of them is with facilitating loan funds to micro businesses and SMEs that is.

How is Bright's relationship with micro-businesses and SMEs?
Bright center developing data storage platforms decentralized blockchain based technology. This is the first in the world specifically designed for helping to solve micro-business and SME credit problems.

What do you mean?
Bright, in his mission said, will facilitate business micro and SMEs get loan loans. First Bright will build trust in creditors or potential investors towards micro-businesses and SMEs that exist throughout the world, especially those in developing countries through decentralized data banks and protected.

How?
This Bright developed paltform will be a data source information about the profile of micro-businesses and SMEs from all over world. Bright built all these mechanisms as they are called Data Vault.

source : https://brightnetwork.docsend.com/view/6yixcs2 and https://brightnetwork.io/

Technically, micro-businesses and SMEs will independently input their complete data themselves on the network Bright's built. Data will be stored safely inside autonomous data network and encrypted using keys cryptography. Everything can be accessed and fully controlled by each data holder, through verification of the data owner, inside
this is every micro business and SMEs that is inputted into it.

Based on this data too, Bright processes the data, i.e.predict the level of credit risk through computational risk models to then become a reference source for lenders to channel the loan to the micro and SMEs businesses. In addition, security certainty for all data is carried out Bright via IPFS. Through the gateway and a collection of oracles blockchain based Ethereum, Bright uses tokens its utility to control and access information flows and the data.

In the end, Bright aims to give confidence to micro businesses and SMEs in terms of credit loans. At the same time reduce friction which later became a big problem micro businesses and SMEs in accessing business credit loans they.

Although the platform built by Bright aims to increase the confidence of prospective creditors, but for the stage Initially, Bright will provide funding independently to micro businesses and SMEs whose data has been validated, through BrightBank.

Straightforwardly, bright is guided by three things that are carried out to achieve their mission :

1. Change - Bring about positive change in the communities, countries and cultute we operate in
2. Transparency - Be open in everything we do
3. Community - Invest back into our ecosystem

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Who's behind Bright Network

Key Team

Pierre Proner --- Co-Founder and CEO
Anthony Martin --- Co-Founder and Advisor
Arnold Almeida --- VP, Engineering
Jaime van Oers --- Head of Blockchain
Alicia Botha --- MSME Engagement
Kate Matlock --- Head of Communications
Jeremy Turiel --- Computational Risk Analyst
Will Cook --- Front End Developer
Alex Shemchuk --- UI/UX Design

Advisor

Professor Tomaso Aste
Scientific Director of the UCL Centre for Blockchain Technologies

Desigan Chinniah
Open Innovatin Director at Mozilla Firefox, Previously Platform Developer Evangelist for Paypal X (now Braintree), product Architec and UX Lead at Gumtree, Lead Front End Engineer at eBay and Senior Designer at Skype

Denise Dyment
Former Senior Banker at Standard Chartered, Ecobank, HSBC, Bank of China

Oliver Everett
Previously CEO of the Commonwealth Enterprise and Investment Council, Which has a mandate from the Commonwealth Head of Goverment and is the Commonwealth's apex business organisation. Entrepreneur in Residence, London Business School

Emmanuel Finndoro-Obasi
Director of Business, Trade and Investment for Africa House London. Chairman, Conservative Commonwealth Association

Rory Graham
Senior Partner at Coffey Graham, Fintech Legal Specialist

Professor Joe Haslam
Executive Director of Owners Scale-up at IE Business School

Jonas Karlberg
Co-Founder of the Nordic Blockchain Association, and Founder of AmaZix

Marty Secada
Managing Director of Broad and Wall Advisors

Robert Scanlon
Former Group Chief Credit Officer and Chief Risk Officer at Standard Chartered Bank, Swiss Bank Plc and UBS

Professor John Struthers

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What do you think?. Absolutely you agree with me that Bright as best project of FinTech base on blockchain tecnology for helping micro businesses and SMEs. Please visit Bright website for more info : https://brightnetwork.io

Bounty Program

Good news for you bounty hunters. In the context of his campaign, Bright giving away a total of 60,000,000 BRT tokens for bounty program. There are several programs from Bright Bounty that are still available to following :

• Writing Content
• Creating Video Content
• Referring to Bright to Your Friends
• Promote Bright Content
• and Subscribe to YouTube Channel.

Don't miss it. Take the opportunity to join the best bounty ever. Best bounty and best opportunity for best project ever
Please register here : https://brightnetwork.io/bounty?code=Y36JYN
All instructions of bounty program is there.

Please don't forget too for join the Bright telegram group https://t.me/brightnetwork to get information direct and more about this program.

Enjoy and Good luck !!