Totally possible, but how should anyone know ? Believing n waves is one thing - they usually come true if no shit happens, but you never know abut the time frame...
And seeing t that way, it's not so hard saying "it'll likely go up to $13 but there will be corrections along the way..."
Banks will have their own solution eventually, they don't like puny outsiders - and when that happens, Ripple may be grass - but I have no idea when that will happen. Therefore,
Lumens should be the more intelligent investment, as they may turn into the Western Union of the future.
$5 does't seem unlikely at all for both, more likely in March, remember we still have a majority of people flooding into the market this year.