If you do not have enough money to buy your own apartment, you should not take out a loan. If you can buy an apartment without a loan, it would be much better. My family and I have wanted to buy a vacation home in Tulum for a long time. We saved up money for our dream for several years because we didn't want to take out a loan. We were fortunate because we found https://www.playarealestategroup.com/Tulum_Real_Estate_Listings/page_2515901.html, and their real estate agents were able to find us the perfect vacation home for the money we had. So I also advise you to consult with a real estate agent about your issue.