RE: Bitcoin is Booming - What is your favorite cryptocurrency?|| Celsius Token (CEL)
I think Celsius is a quite interesting project. Providing a decentralized platform where any one with a cryptocurrency token can take loans is more than brilliant. In regular banking, one has to provide lots of document, has to either be an employee of a recognized firm or have a registered business. In other words, normal people can't take loans from banks.
There is also the brilliant innovation of individuals earning from providing loans just like you do. With regular banking, this is not possible. Instead the banks separates the loan provider fro the borrower. They can collect your funds as fixed deposits, paying very little in interests and then provide those funds as loans for huge interests.
Thumbs up to celsius. I think you'll have a good return on investment if you hold the token for a long period of time, like 5 years as you mentioned.