I got a friend of mine into Dash while it was $300 and he had to format his devices and misplaced the paper that recorded the seed phrase. Talk about a forced HODL.

Proof of Importance system of NEM kind of soften the blow of spending problem. Your Importance rise when you are a part of the New Economy Movement. Your importance increase when you spend NEM. They've got a complex system in place to take care of gaming the system. It's not perfect. But it's certainly good.