A lot of things need to happen to make BTC the most powerful infrastructure for online instant payments, especially: access. Right now BTC is in the hands of very few, and also a solid exchange medium requires a stable price. A lot of exchange services have faced considerable technical issues - lots of them due to scaling. The system is still quite vulnerable. Yes, I understand the hype around the groundbreaking invention, but people need to understand that it's still a vehicle designed for early adopters and far away from being a currency used by masses.