XRP(Ripple) coin

The SWIFT code is essential for tasks with frequent overseas remittance.
While doing so, I got to know XRP(Ripple) coin and I felt it was innovative.
Ripple connects banks, payment providers, digital asset exchanges and corporates via RippleNet to provide one frictionless experience to send money globally.
But, my ripple investment are failed, So far. My average $3.1 USD.

Ripple has risen by 266% in last 6 months. Still 266% ! Despite such a drop, it is a surprising figure.
Crypto-currency, No one knows what will happen and Ripple does.