No, with the new system, you have payment gate, with selected people let's say you and I, we have a drink, and you pay for me in cash. And I must pay you back, well let's pay you back into crypto. Now, we open a gate at the blockchain (the main blockchain) I pay you 3USD dollar, and than when it's verified by miners, you got 3 USD dollar in bitcoin, and the gate closed. With the new system we make one time a gate, and we can pay each other, and the gate will not close. But... If I send money to that gate, I can't send it back. That's the problem, and if you know that, there is no problem. But it could be irritating.