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Creditors work in a legal system that requires fiat. That is still the real world. 😉

Why not not just OTC? The exact reason that this sort of thing is in place

I’m no legal expert, but is there any tax or transparency issues with doing an OTC deal in this instance?

For now, we can pay strippers in Bitcoin. :D Most things require FIAT unfortunately. But that will change soon.

But you cant flick bitcoins like notes. Just not the same. 😂