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RE: Bitcoin as a form of currency for daily exchange for Merchants seems like a distant dream
Litecoin (LTC) will be used for daily transactions. Did you notice my article today about Western Union joining with Coinbase? You might like it
How do you know which cryptocurrency will finally survive. It might be something that today doesn't exist.
You are correct. The real dominate coin might not even be out yet. My article was based on current coins and current trends behind the coins. Coin governance and market trends (buying/ selling/ mining) of LTC shows stability and long term usage plans