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RE: Could there be roughly 4 million less bitcoins in circulation than we think?
Well i dont think there should be a centralized Support to help recover passwords because that will defeat the purpose of decentralization actually.
However what we can do is educate masses to store their passwords on multiple devices and even write them on a notebook.
And if they are still unsure, write the passwords on a page and deposit it in a safety deposit box in a bank :p