Thanks for sharing all of these considerations. The reason I used a credit card to buy some crypto assets last year was that on Coinbase, it was much faster to use a credit card, absorb the fees (often you'd make the fee back within minutes due to the upward market), and have your digital currencies immediately. I'd also pay the balance immediately as well.

I believe they've changed it a little so that purchasing with a bank account transfer is a little quicker, but anyhow, I can't do it any more since I don't have a credit card with any of the banks you listed who still allow it.

I do appreciate this insight because it's interesting to consider things from the bank's point of view since they very clearly have different goals than the average crypto advocate.

Buying cryptos with a credit card can definitely be tricky. I think keeping in mind the adage of "don't invest more than you can afford to lose" applies here, as buying on margin is almost always a bad idea.

Thanks again for sharing.