What i am referring to are where machines that copy your card. It can be atms or pos devices. I haven't encountered NFC devices copying your card yet thankfully but where I am based a lot of atms were stealing card info from people. I assume that is how I was scammed a few years ago as my card wasn't stolen.

When your just using you're card over the net or phone to pay for things there is a whole host of other ways to scam you.