Very interesting thought. I think BNB is a solid investment either way. As soon as an exchange can offer fiat -> crypto assets the way that coinbase does but with the availability of coin options that Binance has is when we will start to see a big new adoption phase in crypto. Right now most people who aren't serious or who may just be casual investors or are casually interested can only buy a few select coins. The process of transferring and different exchanges sort of scares off some people. If Binance could introduce a fiat to BNB avenue it opens the doors to so many users who might be otherwise put off by the amount of steps and fragmentation of their portfolio. Just my 2 cents.