CEYRON ICO

Ceyron Finance Ltd hereafter CFL,intends to bring together financial industry expertise and revolutionary blockchain technology. CFL is disrupting two divergent worlds : Cryptocurrency and Financial services ceyron.io will be a cryptocurrency based investment platform with a cryptocurrency trading terminal,debit card capabilities and offering tokens backed by secured credit assets. CEY Tokens will enable industry leading foreign exchange rates and asset management with a portfolio of secured credit assets,insured and robust returns translating into increased stability for investors,official website https://ceyron.io/

Ceyron is a decentralized exchange that seeks to improve the liquidity of crypto-assets that’s more transparent and secure than the centralized counterparts currently in the market today. Ceyron is an ecosystem that’s built and operated by a network of likeminded partners across the globe in a decentralized network.Its core is based on the Graphene Blockchain Library that’s highly efficient and secure,able to scale up to over 100,000 trades per second with its delegated proof of stake consensus. Ceyron utilizes the LMAX high-speed matchmaking engine based on the graphene program to achieve a matching capability of millions transactions per second.The system’s nodes will be efficient and safe blockchain packaging services through DPOS consensus. In the future,increased scalability will come from the adoption of EOS.

Ceyron is an ecosystem built and operated by popular partner networks around the world in a centralized network. Its goal is to provide a suitable financial experience all over the world using the power of block chain technology. Ceyron has a simple and sustainable transaction-based business model. Every trader makes profit from the transaction.

PROBLEMS CEYRON IS SOLVING

Low banking rates : financial services generally unsafe, impractical and expensive; while the latter only have limited access to credit and innovative savings products. The financial services market has several shortcomings, the most important are: Very low levels of financial inclusion . Low development of means of payment

Highly competitive market: The mobile money environment is increasingly competitive in Africa. Over 75% of countries have the majority of services where mobile money services were already available. This increased competition means consumers have more options. Some subscribe to two or three services simultaneously. This competition inevitably pushes providers to continuously improve their value proposition and the quality of their services if they want to win and retain customers.

Very low use rates: for digital finance, the use of these new means of payment is still very uneven. Only 42% of registered customers use their mobile account every 90 days, and customers tend to withdraw their money immediately or make deposits to make transfers only. Less than 10% of customers are shopping with their mobile money and less than 5% with their bank cards.

A timid break through bank card :Prepaid debit cards are used only for shopping and services (rare) with POS. CEY token holders will have the privilege to receive their annually dividend on their CFL card.

Lack of secure and non secure credit for credit applicants:In Africa, there is a lack of credit available for most applicants. CFL has the intention to resolve this issue. More specifically, the dividends distributed to CEY token holders will enable them to be eligible for credit because the dividends could be considered as one source of income.

Lack of steady and sustainable income for credit applicants : In Africa, there is a lack of steady and sustainable income when it comes to credit applications.

SOLUTIONS PROVIDED

CFL Credit Portfolio:The Fund will be managed by Colombus Investment Management Ltd. The primary assets are credit assets purchased from non-bank originators. The assets range from mortgages, second lien mortgages, real estate bridge loans, auto loans, equipment loans and leases, commercial mortgage loans, asset based loans, and factoring contracts.

CEY Card :The CEY Card will be a physical, virtual, and debit MasterCard with mobile application which will allow for the use of twenty (20) foreign currencies from a single card. In the marketplace for similar lifestyle cards, in addition to a per transaction fee, most cards charge a percentage of the market rate of the spread of the currency exchange. Customers who travel to multiple countries with various forms of currency inevitably run into the “Cash Withdrawal Fee” and “Currency Transaction Fee.” These charges are often a percentage of the transaction plus a flat fee, industry-leading fees are between 2.75% - 2.99%.

CFL and the Blockchain :Cryptocurrency was designed as a method for decentralized transactions with value held in scarce digital goods. It appeals most strongly in societies where governments have made their currency worthless through hyper-inflation. Today, fifty percent (50%) of people globally have bank accounts. In 2014, it was sixty-two percent (62%), and cryptocurrencies are taking greater footholds among the unbanked. In the first world, the banking system is designed and regulated to create an international insulation against volatility. While the new boom in cryptocurrency is spawning tremendous value. The U.S. retail banking industry is currently not prepared to provide a fluid exchange mechanism to customers with exposure to this market at present. Investment banking interest, however, is already notable and is steadily growing.

CEYRON DEBIT CARD AVAILABLE
With CHIP capability,most of them with Contactless technology,too. What does this mean?CHIP (also called EMV) is a technology of making your debit card far more secure and very hard to copy or clone.
-Contactless (formerly called paypass) is a card technology that allows for quick payment for small personal purchases in shops etc. by just tapping or waving the card at a card terminal.

DIGIPASS AVAILABLE
The app can be downloaded for all Android,IOS and Windows smart phones from the official App Store and Google Play Store, making online banking just as secure and providing even more convenience than before in many ways :

• Secure modern technology available on your mobile device
• Easy activation with QR code reading
• Additional security through fingerprint protection (on supported devices)
• No need to carry an extra device to enable online banking
• No lifetime limitations
• More flexibility for PIN management
• Managing more accounts with one application

CFL seeks to minimize the volatility of the CEY Token by supporting its value through a portfolio of secured credit assets. In turn,the yields of the portfolio’s credit assets will be then reinvested back into the portfolio of credit assets to attempt to increase the underlying fundamental value of each CEY Token. The portfolio of credit assets will further be secured by a surety wrap to enhance stability and returns. The Fund Manager will use artificial intelligence and machine learning to build a portfolio of secured credit assets.Blockchain technology has the potential to provide greater integrity, safety, security, and transparency. As such,CFL will use the blockchain to ensure immediate transaction adjudication at low costs in hopes of providing greater liquidity for investors.

TOKEN AND ICO DETAILS

Token Name : Ceyron
Token Symbol : CEY
Contract Address : 0xebc71036a37451e87cc43af8ae7ac123aa750dcb
Decimals : 8
Price Per Token : $1.00 USD per CEY Token
Number of Tokens for Sale : 250,000,000
Start of Token Pre-Sale : february 16,2018
End of Token Pre-Sale : March 15, 2018
Pre-Sale Discount : 35%, 25%, 15%, 5%
Start of Token Sale : March 16, 2018
Soft Cap : 2 Million USD
Hard Cap : 45 Million USD
End of Token Sale : When Hard cap is reached
Currencies Accepted : BTC,ETH,LTC and USD
Start of Bounty Registration : February 15,2018
'Each of the times and dates in the above timetable is subject to change at the absolute discretion of CFL'

USE OF PROCEEDS

ROADMAP

For more information please visit the links below;

Website: https://ceyron.io/
Whitepaper: https://ceyron.io/wp-content/uploads/2018/02/White-Paper-ICO-CEY-Token-UPDATED31012018.pdf
Telegram: https://t.me/joinchat/HlFUXhLIUYQL88_NtoM4sA
Facebook: https://www.facebook.com/Ceyron/
Twitter: https://twitter.com/cryronico
Instegram: https://www.instagram.com/cryronico/
Bitcointalk Ann thread: https://bitcointalk.org/index.php?topic=2954671.0

Author: BrainerdPaul
BitcoinTalk profile link: https://bitcointalk.org/index.php?action=profile;u=1680409