LN is for the Rich (aka Banks)

There is never going to be a magical fix that will allow sending and receiving infinite amounts non custodially without needing to trust third parties, in a user friendly manner.

Twitter Chain, Jack is the warden, he'll hold your keys, plus your
Consumer Data

"bitcoin isn't for poor people"

It is for rich that have the B to nLock.
It is for blockstream to collect fees.

BTC is SOV, NOT payments network.

"the fundamental structure of lightning doesn't suit me at all for my business. I want to pay my staff each month. Businesses can't leave money tied up in Lightning channels."

For INSTANT payments > Only a custodial solution would work.
OR, alt-coin.

What does LN solve? Answers are muddled, futuristic, and usually involve tech speak, ending in something to the effect of the questioner just not understanding.