Since the emergence of the pandemic, every sector of people's livelihood has taken a huge hit, and it isn't like things were great during the pre-COVID-19 era. So I believe this could be a blessing in disguise as it could be presenting us with a tiny window of opportunity to recreate or reset various fields to pave way for a fairer and promising future. It will arguably become a hard decision to come to since some institutions are experiencing immense economic growth while others are taking big punches straight in the face. It will be hard for some to give up the potential profits to be made. Likewise, it will cumbersome for others to forgive and forget huge debts that institutions and individuals owe them when they came to a payment agreement and are looking forward to those remunerations to invest or embark on new agendas.