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I wasnt tryin to be critical. If we talk about money changing behaviour, we kind of are talkin about selfishness and expectation indirectly. Sorry if you felt I was having a go, I wasn't. I just think that it is the expectations of people and the self that ultimately dictates ones behavior, the money is the catalyst for how we change.

I liked your post. Oh, my comment was more in regards to the self sufficiency part.