The answer to the student debt problem is two-fold, and simple. First: get government out of education, and education finance; and second: don't spend tens of thousands of dollars for an education that cannot pay off that debt? Go to trade school and learn to weld, or become an electrician. Use the money you earn from doing those jobs to study 16th century southeast Asian poetry if you want, but use money you already earned to do it, because nobody is going to pay you a salary for being credential in that field.